Only 32% of households maintain a budget, yet those who do save an average of $200 more every single month — that’s over €2,000 a year from one habit. This Home Budget is built to make that habit effortless, whether you’re tracking personal spending or a small business.

What’s inside this Home Budget template

• Weekly and monthly views side by side — spot patterns before they become problems
• Fixed vs variable expense split — understand which costs you can actually control
• Annual overview tab — see twelve months of spending in one scrollable chart
• Customisable categories — rename or add rows to match your exact spending habits

How to use this Home Budget template

1. Click the button above to get instant access to your free template.
2. Go to File → Make a copy to save it to your Google Drive.
3. Enter your income sources in the Income tab — salary, freelance, side income, all of it.
4. Work through each expense category and enter your monthly costs.
5. Review the summary tab at the end of each month and adjust next month’s plan.

Why Google Sheets for Home Budget?

Most budgeting apps charge a subscription to do what a well-built Google Sheet does for free. This template works offline, syncs automatically to your phone, and can be shared with a partner or accountant in one click.

Frequently asked questions

Does this work on mobile?

Yes. Google Sheets works on iOS and Android. The template is readable and editable on a phone, though the full monthly overview is easier to work with on a larger screen.

Can I share this budget template with my partner or accountant?

Yes. Use the Share button in Google Sheets to give them view or edit access. Changes appear for both people in real time — no file sending required.

What if I want to add my own categories?

You can add, remove, or rename any category row. The formulas update automatically when you make changes.